Loan Options

Our Expertise, Your Dream

In today’s marketplace there are a myriad of loan programs to choose from; wading through all the choices can be a daunting task. Whether you are building a new home, buying an existing one, or applying for a refinance, Adair Financial has you covered.

Loan Options
Single Close Construction Loans

A Single Close Construction to Permanent loan is a home mortgage that can be used to close both the construction loan and permanent financing of a new home at one time. The single close construction loan is intended to cover all costs to build the home (land, site development, home and closing costs). AFS offers a single close conventional loan with a minimum down payment of ONLY 5%.

With a Single Close Construction loan, the process is streamlined: A single mortgage loan originator, a single loan, and a single closing process. This saves money, helps reduce the time to move into your house, and protects you against unforeseen circumstances down the road.

Conventional loans

A conventional loan is a mortgage that is not guaranteed or insured by any government agency, including the Federal Housing Administration (FHA), the Farmers Home Administration (FmHA) and the Department of Veterans Affairs (VA). It is typically fixed in its terms and rate.

We look forward to discussing what options best meet your needs!

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